Terms, Privacy & Contact

1. Acceptance of Terms

By accessing or using The Wheel Option Workshop ("the Site," "we," "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Site. We may update these terms from time to time — continued use of the Site after any changes constitutes acceptance of the updated terms.

2. Educational Purpose Only — Not Financial Advice

Everything on this Site — including calculators, screeners, trade journal data, AI-generated ideas, educational content, and any other tools — is provided for educational and informational purposes only. Nothing on this Site constitutes financial advice, investment advice, trading advice, or a recommendation to buy or sell any security.

The Wheel Option Workshop is not a registered investment advisor, broker-dealer, financial planner, or any other licensed financial professional. You should consult a qualified financial advisor before making any investment decisions.

3. No Warranty; Risk of Loss

Options trading involves substantial risk of loss and is not appropriate for all investors. Past performance shown on this Site is not indicative of future results. AI-generated trade ideas are illustrative starting points, not signals or recommendations. Any trades you place based on ideas, calculations, or data from this Site are made entirely at your own risk.

The Site is provided "as is" and "as available" without warranty of any kind — express, implied, or statutory — including but not limited to warranties of merchantability, fitness for a particular purpose, or accuracy of information. We do not guarantee that data, prices, IV figures, or other information is accurate, current, or complete.

4. Limitation of Liability

To the fullest extent permitted by applicable law, The Wheel Option Workshop and its operator shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use the Site — including but not limited to trading losses, loss of profits, loss of data, or reliance on any information provided here.

5. User Accounts & Premium Access

Certain features require a free or paid account. When creating an account, you agree to provide accurate information and to keep your credentials secure. You are responsible for all activity under your account.

Premium subscriptions are billed on the terms stated at the time of purchase. You may cancel at any time; cancellation takes effect at the end of your current billing period. We do not offer refunds for partial billing periods unless required by applicable law.

6. Prohibited Uses

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable regulations
• Attempt to gain unauthorized access to any part of the Site or its systems
• Scrape, copy, or redistribute Site content or tools without express written permission
• Impersonate another person or misrepresent your affiliation with any entity
• Interfere with or disrupt the operation of the Site or its servers

7. Intellectual Property

All content, design, code, tools, and materials on this Site are the property of The Wheel Option Workshop and are protected by applicable intellectual property laws. You may use the Site's tools for your own personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from any part of the Site without prior written permission.

8. Third-Party Services

The Site may use third-party services including payment processors and market data providers. Your use of those services is subject to their respective terms and privacy policies. We are not responsible for the practices of third-party providers.

9. Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in a court of competent jurisdiction in the state where the operator is located.

10. Contact

Questions about these terms? Email us at support@wheeloptionsworkshop.com.

1. What Information We Collect

Account information. When you create a free or paid account, we collect your email address and a password (stored as a cryptographic hash — we never store your plaintext password). For paid subscribers, payment is processed by Stripe; we receive only a payment confirmation token and do not store your card details.

Usage data. We may collect anonymized data about how the Site is used — pages visited, features interacted with, and general traffic patterns. This data does not identify you personally and is used solely to improve the Site.

What we do NOT collect. Your trade journal entries, income planner data, watchlists, and calculator inputs are stored in your browser's local storage (on your device). This data does not leave your device and we cannot access it.

2. How We Use Your Information

• To create and manage your account
• To process payments for premium subscriptions
• To send transactional emails (account confirmation, password reset, billing receipts)
• To improve the Site based on aggregated, anonymized usage patterns
• To respond to your support inquiries

We do not use your information for advertising, and we do not sell, rent, or share your personal data with third parties for their marketing purposes.

3. Cookies

We use cookies and similar technologies to keep you logged in and to maintain your session. We do not use advertising cookies or third-party tracking pixels. You can disable cookies in your browser settings, though doing so may prevent you from staying logged in.

4. Third-Party Services

Cloudflare. The Site is hosted on Cloudflare Pages and uses Cloudflare Workers for server-side features. Cloudflare may log request metadata (IP address, browser type, timestamps) for security and performance purposes. See Cloudflare's Privacy Policy.

Stripe. Paid subscriptions are processed by Stripe. When you subscribe, you interact directly with Stripe's secure payment form. We receive only a confirmation of payment status. See Stripe's Privacy Policy.

Market data. The Site fetches live price data from public market data APIs. These requests may include your IP address as part of standard HTTP traffic.

5. Data Retention

We retain account information for as long as your account is active. If you delete your account, your email address and account record will be removed within 30 days. Anonymized usage data may be retained indefinitely in aggregated form.

6. Your Rights

Depending on where you live, you may have rights regarding your personal data, including the right to access, correct, or delete it. To exercise any of these rights, email us at support@wheeloptionsworkshop.com. We will respond within 30 days.

If you are a resident of the European Economic Area, you have rights under the GDPR. If you are a California resident, you have rights under the CCPA. In both cases, we will honor valid requests to access, delete, or opt out of the sale of your data (we do not sell data, but we acknowledge the right nonetheless).

7. Children's Privacy

This Site is not directed at anyone under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us and we will remove it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be noted with an updated date at the top of this section. Continued use of the Site after any changes constitutes acceptance of the revised policy.

9. Contact

Privacy questions or requests? Email support@wheeloptionsworkshop.com.

Have a question about the tools, feedback on a feature, a bug to report, or a support issue with your subscription? Reach out — we read every message.